Bundle Home and Auto Insurance to Save
When you like your insurer, why not insure your vehicle(s) through them as well? Most insurance companies will offer a discounted rate for consumers who choose to bundle. You may even be able to incorporate other insurable items on your policy, depending on what your insurance provider allows.
Protect Your Home from Natural Disasters
Nobody is immune to the devastation that can be caused by fire, flood, hurricanes or other catastrophic events of nature. You can install features around your home to reduce the damage that can be caused, such as: storm shutters, updated heating/water/electrical components, and stronger roofing materials. When you proactively enhance the safety of your home, you can expect your premiums to decrease.
Don’t Forget About Security
Homeowner’s insurance typically protects against acts of vandalism and theft. To reduce costs, you can add safety features such as smart locks and security cameras. These features make a home less vulnerable to these particular risks, which can prompt your insurance company to charge you less.
Inquire About Loyalty Discounts
When you’ve been with the same insurance company for a long time, you may qualify for a discount on your homeowner’s insurance. Your company may not tell you about the discounts until you ask for them, so it never hurts to ask.